Pricing guide

Markup versus margin for remodelers

Understand the difference between adding markup to cost and protecting a target gross margin before pricing work.

By Tyler Thompson, residential remodeling contractor and product founder · Updated 2026-08-24

Answer first

Markup is added to cost; margin is the share of the selling price left after that cost. A 25% markup produces a 20% gross margin—not 25%.

Working calculator

Translate markup and margin

Selling price
$100,000
Gross profit
$20,000
Result
25.0% markup
20.0% gross margin

Planning aid only. It does not determine whether the estimate contains every cost or whether the price covers overhead, risk, taxes, warranty, and net-profit requirements.

The formulas

  • Selling price = cost × (1 + markup rate)
  • Gross margin = (selling price − cost) ÷ selling price
  • Required selling price for a target margin = cost ÷ (1 − target margin)

Example

If estimated cost is $80,000 and the company applies a 25% markup, selling price is $100,000 and gross margin is $20,000 ÷ $100,000 = 20%. To target a 25% margin on $80,000 of cost, selling price is $80,000 ÷ 0.75 = $106,666.67.

What the math does not solve

  • Whether every project cost has been included
  • Overhead recovery and company net-profit requirements
  • Risk, contingency, financing, taxes, or warranty exposure
  • Whether the market and scope support the price
  • Actual cost tracking after the estimate

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